Budget Template
Cat Monthly Budget Template (2026)
Cat budgets often look affordable until dental issues, urinary problems, or emergency diagnostics appear. A better model protects against low-frequency, high-cost episodes.
| Category | Target % | Notes |
|---|---|---|
| Nutrition + hydration support | 33-38% | Quality wet food mix and hydration-friendly choices. |
| Preventive care | 24-30% | Routine exams, vaccines, dental checks, parasite control. |
| Litter and hygiene | 12-18% | Reliable litter consistency reduces stress and behavior issues. |
| Emergency reserve | 16-25% | Coverage for sudden diagnostics or acute symptoms. |
Execution tips
- Track recurring costs in one place and remove low-value add-ons.
- Fund an emergency bucket before upgrading non-essential accessories.
- Use tele-vet triage for uncertainty moments before non-critical ER visits.
What this template optimizes
Stability. The goal is not the lowest monthly number, it is resilient decision-making when something unexpected happens.